Looking to Sell Your Property?

We offer several different appraisal services to help you understand your home’s market value so you can make decisions with confidence.  The Property Information Questionnaire is a great tool to prepare for your appraisal inspection, download your copy from the below button.  Give this to your Realtor if you are selling your home.

For Sale By Owner (FSBO) Appraisal


Should I order an appraisal for a FSBO?

An appraisal is important because it helps you determine the fair market value of your property. Pricing your home too high could result in a lack of interest from potential buyers. Pricing it too low could lead to a loss of profit. An appraisal can also help you identify things that affect value. Addressing these items before putting your home on the market can help maximize its value. 


It is up to the seller to determine if hiring a professional real estate appraiser is something they would benefit from. Even if you have done your research and feel that you know what you can get for your property, you may want to ask yourself a few questions to determine if you should get an appraisal before selling FSBO.


Can An Appraisal Save You Money?


Imagine a scenario where you have researched sales from Zillow and Redfin, and maybe you know what a neighbor’s house sold for six months ago. With this information you decide to list your house for $385,000. For your own piece of mind you decide to hire a professional appraiser to provide a valuation. Now imagine the appraised value is $400,000. That is $15,000 higher than what you were about to list the home for. Our appraisal fee for a typical residential property is $500 – $600. Would you pay this to save $15,000?


Will an Appraisal Speed Up Your Sale? Why Is This Important?


A cost often unaccounted for in the sale of real estate is the cost of holding onto a house for a period longer than anticipated. These costs include the mortgage, taxes, insurance, utilities and maintenance costs, we will call them holding costs. Imagine needing to move in two months, but your home takes five months to sell because it was priced too high. You now had to make an additional three months of mortgage, taxes, insurance and utilities payments on an empty home (plus your new living expenses). 


Here is an example of potential holding costs for a $400,000 home, for three months, based on estimated published averages:


  • Mortgage payment is $2,700 per month x 3 months = $8,100
  • Taxes are $5,600 per year = $1,400 for 3 months
  • Homeowners insurance $4,400 per year = $1,100 for 3 months

The additional holding costs for three months would total $10,600, plus utilities and any maintenance. These additional holding costs are 18x – 21x the cost of an appraisal.


Is An Appraisal Worth The Cost? 


The examples above are considerations to weigh, there may be more for your particular situation. In the end you need to take a realistic look at the risk-to-reward ratio and determine if you are confident pricing your home on your own. In most cases the sensible choice is to seek the opinion of a professional appraiser. The small amount of money spent could potentially save you money, time and aggravation.

Ready to sell your property

SDI Appraisal Mission Statement

Committed to empowering our clients with clarity and direction.

Stephen D. Ihrig II, SRA is principal of SDI Appraisal, specializing in the valuation of residential real estate. Steve has been providing appraisal and consulting services since 2003. Currently a Certified Residential Appraiser in the State of Florida, Steve was awarded the SRA designation from the Appraisal Institute.

In today’s ever-changing real estate market, utilize only the best and most qualified individuals to perform your residential appraisals.  An accurate value supported by data and analysis, that reflects market trends, can hold up in any court of law, is considered a high-quality report by any lender’s underwriting system, and meets all USPAP (Uniform Standards of Professional Appraisal Practice) standards should be your primary objective when retaining a real estate appraiser.

Specialized Professional Education and Development

20+ Years of Experience

Based on 16 reviews
Guillermo Martinez
Guillermo Martinez
I had a great experience with SDI appraisals! Steve was very personable and he took the time to answer all of my questions. I appreciate how quick he was able to produce a report for me. I’ll be sure to use him again!
Stephen Ihrig has been honest, diligent, communicative, and detailed in his work for me. He went above and beyond communicating with me about his services while I am in the final stages of my divorce, when the majority of our marital assets are the real estate he appraised for me. I can’t wait to have him be my expert witness for my day in Florida court. Well earned reasonable fee. 100% confidence in SDI and Stephen. I have high standards for quality and I highly recommend!!
Steve is an awesome appraiser! He is very knowledgeable and goes above and beyond to help with all my appraisal related questions when needed.
Derek Golden LLC
Derek Golden LLC
I recently had the pleasure of working with Stephen and SDI Appraisal and I must say I was thoroughly impressed by their professionalism and expertise. From the moment I first made contact, I felt reassured that I was in good hands. Stephen was punctual, respectful, and showed an incredible depth of knowledge about the housing market and appraisal process. He took the time to explain the entire procedure in detail, ensuring we were well-informed and comfortable every step of the way. The appraisal report itself was delivered promptly and was comprehensive, yet easy to understand. It provided valuable insights into my property's value and how it compares to others in my neighborhood. I was also impressed by the inclusion of clear, high-quality photos and detailed explanations for each valuation point. This experience has made me appreciate the value of a skilled, professional appraiser. I highly recommend Stephen and SDI Appraisal to anyone in need of a thorough and accurate home appraisal.
Debra Caponnetto
Debra Caponnetto
Steve was extremely informative and professional. He did some background research without charge and recomnended that I seek someone more local based on tge purpose for my appraisal and was kind enough to provide 3 additional referrals. Couldn’t have asked for anything more from a cold call. Thanks again for all your help Steve!
Glenn Mccoy
Glenn Mccoy
Steve completed an appraisal for a home equity line of credit we were seeking. I soon discovered he is a very dedicated professional; thorough, extremely knowledgable, and his analytical mind is impressive. I own a real estate brokerage, and rarely do I find an appraiser that has such a command of the nuances of my market - Steve certainly did. Thank you!
Renee Gray-Wyall
Renee Gray-Wyall
We just received our appraisal from Stephen and could not be more pleased with his outstanding , professional and time sensitive service and expertise . The appraisal report is very thorough with 7 comparable sales and explanation for adjustments, beautiful pictures and professional presentation. We called a total of 3 appraisers in one day , Stephen was the only one that got back with us , we are so glad he did we feel blessed that we were able to snag such an experienced appraiser .
Christina Pitchford
Christina Pitchford
Steve was very easy to work with to schedule the appraisal as quickly as possible--and then very quick to return the detailed report! Much appreciated!
Christine Burke
Christine Burke
I would highly recommend! I called Steve for questions about a land encroachment issue hoping he could provide some direction. He spent an hour on the phone with me, then sent me a detailed email leading me to other people and resources. All his time, FREE. Please use his company!! He is very helpful and honest!
Jenny Brimley
Jenny Brimley
They did a great job! Steve came out the day after he called and got the appraisal completed in just a couple business days! I was extremely happy with the appraisal he gave us. Will definitely recommend to anyone needing an appraisal.

CALL NOW! (941) 500-3772



All information provided is provided for information purposes only and does not constitute a legal contract between SDI Appraisal and any person or entity unless otherwise specified. Information is subject to change without prior notice. Although every reasonable effort is made to present current and accurate information, SDI Appraisal makes no guarantees of any kind.

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